Credit Samadhaan, India’s first AI-powered platform to repair bad credit scores, has now expanded to over 700 Kendras across 18 states, helping thousands of people regain access to loans and financial opportunities. With 1,000+ happy customers, the platform is proving that it’s not just about credit scores — it’s about restoring hope when banks say NO.
The Visionary – Piyush Nagar
Founder Piyush Nagar knows what struggle feels like. Losing his father at 8, he sold ice candies and did small jobs to fund his education. Through determination, he became an engineer and launched Sixth Sense IT Solutions in 2009, serving 4,000+ clients globally.
While working with a rural fintech startup, Piyush discovered a shocking truth:
👉 Out of 1 lakh loan applications, 99,300 were rejected, with over 70% failing due to poor credit scores.
Determined to fix this, he spent 1.5 years researching and created Credit Samadhaan, using AI to repair credit scores in just 45 days.
Kendras That Make a Difference
Credit Samadhaan isn’t just digital — it’s local. Its physical Kendras employ trained partners to guide people, repair credit, and provide financial education. Today, 700+ Kendras across 18 states help farmers, shopkeepers, small business owners, and salaried professionals, while also creating local jobs.
National Recognition
Credit Samadhaan has been honored across India:
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Supported by IIM Ahmedabad, IIM Bangalore, and STPI
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Winner of Octane 5.0 (STPI) – 2024 and Bharat Pitchathon 3.0 – 2024
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Featured in Top 100 Startups by TGS and TiECon Vadodara
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Featured in Top 50 Startups by Tata Social Enterprise Challenge
More Than Business
For Piyush, Credit Samadhaan is a mission. Having faced hardship himself, he aims to reduce financial stress, restore dignity, and prevent debt-related crises.
From selling ice candies to leading a financial revolution with 700+ Kendras, Piyush Nagar shows that technology with purpose doesn’t just fix credit — it changes lives.
